David Barr's Sarasota and Venice Real Estate Blog

With Irma gone and the Venice FL and Sarasota areas thankfully suffering little property damage, I'm getting questions about condo insurance. Condo associations are responsible for everything outside the stud walls of the condo:  the roof, windows, building structure, and shared plumbing.  This is a large portion of your condo association fee. Condo owners can obtain insurance for their personal property items, such as furniture, appliances, and HVAC systems.  The cost is similar to a renter's insurance policy. Condo insurance would be recommended if you are on the ground floor.  The structure would be covered by your association in the event of a flood, and your flooded personal property items would be covered by your personal insurance policy. For local insurance company contact information please visit either of my websites:   www.sarasotadavid.com/service-providers or www.davidbarrhomes.com/service-providers

First, about Hurricane Irma..... I evacuated to Augusta GA, but according to my clients most of the damage was done to trees.  The expected storm surge thankfully did not materialize. Now on to an update on Sarasota and Venice FL real estate news. July year to year sales are flat, with prices increasing and available homes on a 3 month decline in supply.  Time to contract and close are also increased over last year.  Take a look at the data: If you are ready to buy or sell in Sarasota or Venice, please contact me for the best customer service and the highest level of technology and marketing.

Please call me 941-993-6853 with any of your Hurricane or Irma concerns about your Venice or Sarasota property.  Find the flood zone for your address, and find out what the FEMA flood designations mean at  www.sarasotadavid.com/flood-zones-sarasota-fl  and  www.davidbarrhomes.com/flood-zones-venice-fl . Sarasota have ordered mandatory evacuations of the barrier islands:  Siesta Key, Lido Key, Bird Key, Longboat Key, and Casey Key. Read more about mandatory evacuations here . FEMA preliminary flood map Venice FL

Because of Hurricane Irma, I've been getting record setting visits to my website www.sarasotadavid.com/flood-zones-sarasota . If you want a new flood insurance policy, you're probably out of luck.  Most insurers' flood policies take effect 30 days after purchase. Owners of condos should inquire about condo owner's insurance.  Your condo association fees cover the structure of the building outside the stud walls, such as roofs, walls, and window.  Condo owner's insurance resembles renter's insurance, which covers personal items but adds protection from loss for HVAC and appliances. Sarasota County provides a very good mapping tool that will provide the flood zone designation for your address:   click here . Visit my website for local insurance providers, who can answer your specific property questions:   www.sarasotadavid.com/service-providers Stay safe!